Unpacking Figo Pet Insurance: Is Dental Cleaning Covered?

Unpacking Figo Pet Insurance: Is Dental Cleaning Covered?

As a pet owner, ensuring your furry friend’s health is a top priority. One essential aspect of your pet’s health care is dental hygiene, which can significantly affect their overall well-being. One question that often arises is whether dental cleaning is covered under pet insurance plans. In this article, we will delve into Figo Pet Insurance to determine if dental cleaning is included in their coverage and explore what you need to know about maintaining your pet’s dental health.

Understanding Figo Pet Insurance

Figo Pet Insurance is a popular choice among pet owners looking for comprehensive coverage options. Founded in 2013, Figo aims to provide simplified and accessible pet insurance plans that allow pet owners to focus on their pets’ health rather than financial constraints. Figo offers several plans that cater to different needs, making it a flexible option for various pet owners.

Types of Coverage Provided by Figo Pet Insurance

Before we dive into dental cleaning coverage, let’s take a look at the types of coverage Figo Pet Insurance offers:

• Accident Coverage: This includes injuries from accidents, such as broken bones or lacerations.
• Illness Coverage: Covers a wide range of illnesses, from minor ailments to chronic diseases.
• Wellness Plans: Optional add-ons that cover routine care such as vaccinations, flea prevention, and dental cleanings.

It’s essential to understand that basic accident and illness coverage may not include preventative or routine procedures, which is where the confusion about dental cleaning often arises.

Is Dental Cleaning Covered Under Figo Pet Insurance?

The straightforward answer is: it depends. Figo Pet Insurance does not typically cover routine dental cleanings unless you opt for their wellness plan. Here’s a breakdown of how dental care is categorized under Figo:

• Accidental Damage: If your pet injures their mouth or teeth in an accident, that injury may be covered under your standard policy.
• Illness-Related Dental Issues: If your pet develops a dental disease or illness, such as periodontal disease, treatment may be covered.
• Routine Dental Cleaning: Routine cleanings are generally not covered under the standard accident or illness plans. However, they may be included in a wellness plan.

What Is Included in Figo’s Wellness Plans?

If you’re interested in routine dental care, it’s essential to consider Figo’s wellness plans, which provide coverage for preventative care. Here’s what you can typically expect:

• Annual dental cleanings
• Vaccinations
• Flea and tick prevention
• Routine check-ups

By adding a wellness plan, you can incorporate the costs of dental cleaning into your pet’s overall healthcare expenses, making it more manageable.

Steps to Ensure Your Pet’s Dental Health

Regardless of your pet insurance coverage, maintaining your pet’s dental health is crucial. Here are some practical steps to ensure your pet’s teeth stay in good condition:

• Regular Brushing: Brush your pet’s teeth regularly using toothpaste designed for pets.
• Dental Chews: Provide dental chews that can help reduce plaque buildup.
• Routine Vet Visits: Schedule regular veterinary check-ups that include dental evaluations.
• Monitor Diet: Feed your pet a balanced diet that promotes dental health.
• Stay Informed: Educate yourself on the signs of dental problems, such as bad breath or difficulty eating.

Troubleshooting Dental Care with Figo Pet Insurance

If you encounter issues regarding dental care coverage with Figo Pet Insurance, here are some troubleshooting tips:

• Review Your Policy: Always start by reviewing your policy documents to understand what is and isn’t covered.
• Contact Customer Service: Reach out to Figo’s customer service for clarification on specific coverage questions.
• Consult Your Veterinarian: Discuss your pet’s dental care needs with your vet, who may provide insight into necessary treatments.
• Look for Updates: Insurance policies can change, so keep an eye out for any updates regarding coverage options.

FAQs About Figo Pet Insurance and Dental Cleaning

Here are some frequently asked questions about Figo Pet Insurance and its coverage of dental cleaning:

• Does Figo cover dental emergencies? Yes, dental emergencies resulting from accidents may be covered under the standard accident plan.
• Are there any age restrictions for dental coverage? Figo does not have age restrictions, but pre-existing conditions may affect coverage.
• Can I switch to a wellness plan later? Yes, you may have the option to upgrade to a wellness plan after initial enrollment.
• How do I file a claim for dental care? Claims can typically be filed through the Figo app or website, and you’ll need to provide relevant veterinary invoices.

Conclusion

In conclusion, Figo Pet Insurance offers a range of coverage options, but routine dental cleaning is not typically included in standard accident and illness plans. However, you can opt for a wellness plan to help cover these essential preventative measures. By understanding your policy and taking proactive steps to maintain your pet’s dental health, you can ensure that your furry companion receives the best care possible.

For more information on pet insurance options and to compare various plans, visit this comprehensive guide. If you’re exploring the possibility of adding a wellness plan to your Figo policy, don’t hesitate to reach out to their customer service team for personalized assistance.

This article is in the category Health and created by PetCareMastery Team